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Sudden
Emergencies

Rapid response for life’s unexpected turns with Lenny.

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When life goes off-script, Lenny’s here to help.

In those unpredictable moments, from urgent car repairs to unforeseen medical expenses, Lenny stands as your steadfast ally. We understand how quickly life can change, and we’re committed to providing swift, reliable financial support when you need it most. Our dedicated team, brimming with compassion and expertise, is just a phone call or email away—available seven days a week to guide you through these challenging times. With Lenny, you’re not just getting funds; you’re gaining a partner who’s ready to face life’s emergencies with you, every step of the way.

Loan repayment calculator.

$
$
Months
Estimated payment

/week
Excludes optional payment protection insurance. Subject to lender approval and establishment fees. Interest rates vary depending on your individual circumstances. Minimum instalments, loan terms, lending criteria and Terms and Conditions apply.
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Why Lenny?

So Easy!
100% online. No Printing.
No Scanning. 7-days.
More Choice!
Compare your eligibility with 12 lenders and choose from one or more approvals.
Sorted!
Sign digital contracts. Same day Payment*. AI Advice.
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Our process

1
High-Tech.

Apply online. Our digital platform will assess the information provided and approve, decline, or refer your application in minutes.

2
High-Touch.

Follow your applications’ progress in real-time, and complete any tasks, and chat with your dedicated adviser using your online dashboard.

3
High-Five.

Read, accept, and sign your loan documents electronically on any device, with funds transferred same day*.

Flexible Sudden Emergencies Loan

Your Lenny loan simplified
$3K - $100K
Personalised interest rate
from 8.95%
Same day payments*
Unsecured loans
Flexible terms from
1 to 7 years
Establishment Fees vary by Lender from $145. You can repay weekly, fortnightly or monthly. Your rate is fixed for the life of the loan.
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More lenders, more choice, better rates.

Lenny’s advanced AI matches your credit profile with our panel of 12 personal loan lenders, potentially unlocking multiple loan offers at exceptionally great rates*.

*Loan applications are subject to lender approval, T&C’s and establishment fees.

What our customers have to say

Personal Loans for any occasion.

More fun. More travel. More experiences. More laughs. 
More memories. Live it up with Lenny!

Become debt free. Sooner.
Enhance your homes potential.
Cherish life’s moments.
Big dreams. Big purchases.
Ready for life’s surprises.
Explore more. Adventure awaits.
Become debt free. Sooner.
Enhance your homes potential.
Cherish life’s moments.
Big dreams. Big purchases.
Ready for life’s surprises.
Explore more. Adventure awaits.

FAQ's

What is Digital Advice?

Digital Advice on Lenny is a service that uses advanced AI and data analytics to offer personalized loan recommendations and financial guidance. This system analyzes your financial profile and matches it with suitable loan options from our 12 partner lenders, ensuring you get the best terms and rates.

Can I talk to an Adviser?

While Lenny primarily offers digital advice through our automated platform, customers can request to speak with a financial adviser for additional support and personalized guidance. This service ensures that you get both the efficiency of digital advice and the human touch when needed.

How do I verify my income?

We use the Illion bank statement verification service. This is a secure and encrypted tool trusted by numerous banks and finance companies across Australasia. This automated process is efficient and ensures accuracy in income verification. Lenny ensures the confidentiality and security of all your personal and financial information, regardless of the method chosen.

How quickly can a loan get approved and paid out?

Loans through Lenny can be approved rapidly, with initial decisions in a few seconds, and final approvals often within a few hours, thanks to our efficient digital processing. Once loan agreements are signed, the loan amount is typically disbursed and available in your bank account same day or overnight depending when completed.

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  • Loans
    • Debt Consolidation
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    • Large Purchases
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    • Sudden Emergencies
  • Blog
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  • About
  • Careers
  • Contact Us
  • Privacy
  • Insurance
  • Website T&C's
  • Application T&C's
  • Responsible Lending
  • Important Information

The Annual Interest Rate (AIR) for Personal Loans is variable, ranging from 8.99% to 29.99% p.a. and loan terms from 1 year to 7 years. For illustration purposes, a Personal Loan of $10,000 over 5 years at 12.99% AIR results in monthly payments of $227.34, with a total repayment sum of $13,640.40, reflecting an Annual Percentage Rate (APR) of 16.00%. Quoted totals do not include optional Payment Protection Insurance or Lender Establishment Fees which range from $117 to $395. 

Credia Limited (FSP 1005124, trading as Lenny) is a Financial Advice Provider Licenced by the Financial Markets Authority (FMA) to provide financial advice and is a member of the Financial Disputes Resolution Service (FDRS), FM6548. Disclosure Statement. Our services are provided in accordance with our Terms and Conditions.

© 2024 Credia Limited, Trading as Lenny. All rights reserved. Lenny, Credia, More Options. More Choices and Do More are Registered Trademarks.