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Large
Purchases

Go shopping for your new car, boat or motorbike as a cash buyer. Putting you in the driving seat faster and easier.

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Drive, Sail, Explore. Do More with a personal loan through Lenny.

Lenny is all about you living your best life and the ability to Do More, which is why we make it easy to finance your dream ‘big buys’. Jetskis, boats, motorbikes, campervans and more, Lenny has you covered. Embrace the freedom of choice and the thrill of exploration, all while enjoying the ease and flexibility that Lenny provides. With us, you’re not just purchasing; you’re embarking on life’s most exciting journeys, crafted on your own terms.

Loan repayment calculator.

$
$
Months
Estimated payment

/week
Excludes optional payment protection insurance. Subject to lender approval and establishment fees. Interest rates vary depending on your individual circumstances. Minimum instalments, loan terms, lending criteria and Terms and Conditions apply.
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Why Lenny?

So Easy!
100% online. No Printing.
No Scanning. 7-days.
More Choice!
Compare your eligibility with 12 lenders and choose from one or more approvals.
Sorted!
Sign digital contracts. Same day Payment*. AI Advice.
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Our process

1
High-Tech.

Apply online. Our digital platform will assess the information provided and approve, decline, or refer your application in minutes.

2
High-Touch.

Follow your applications’ progress in real-time, and complete any tasks, and chat with your dedicated adviser using your online dashboard.

3
High-Five.

Read, accept, and sign your loan documents electronically on any device, with funds transferred same day*.

Flexible Large Purchases Loan

Your Lenny loan simplified
$3K - $100K
Personalised interest rate
from 8.95%
Same day payments*
Unsecured loans
Flexible terms from
1 to 7 years
Establishment Fees vary by Lender from $145. You can repay weekly, fortnightly or monthly. Your rate is fixed for the life of the loan.
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More lenders, more choice, better rates.

Lenny’s advanced AI matches your credit profile with our panel of 12 personal loan lenders, potentially unlocking multiple loan offers at exceptionally great rates*.

*Loan applications are subject to lender approval, T&C’s and establishment fees.

What our customers have to say

Personal Loans for any occasion.

More fun. More travel. More experiences. More laughs. 
More memories. Live it up with Lenny!

Become debt free. Sooner.
Enhance your homes potential.
Cherish life’s moments.
Big dreams. Big purchases.
Ready for life’s surprises.
Explore more. Adventure awaits.
Become debt free. Sooner.
Enhance your homes potential.
Cherish life’s moments.
Big dreams. Big purchases.
Ready for life’s surprises.
Explore more. Adventure awaits.

FAQ's

What is Digital Advice?

Digital Advice on Lenny is a service that uses advanced AI and data analytics to offer personalized loan recommendations and financial guidance. This system analyzes your financial profile and matches it with suitable loan options from our 12 partner lenders, ensuring you get the best terms and rates.

Can I talk to an Adviser?

While Lenny primarily offers digital advice through our automated platform, customers can request to speak with a financial adviser for additional support and personalized guidance. This service ensures that you get both the efficiency of digital advice and the human touch when needed.

How do I verify my income?

We use the Illion bank statement verification service. This is a secure and encrypted tool trusted by numerous banks and finance companies across Australasia. This automated process is efficient and ensures accuracy in income verification. Lenny ensures the confidentiality and security of all your personal and financial information, regardless of the method chosen.

How quickly can a loan get approved and paid out?

Loans through Lenny can be approved rapidly, with initial decisions in a few seconds, and final approvals often within a few hours, thanks to our efficient digital processing. Once loan agreements are signed, the loan amount is typically disbursed and available in your bank account same day or overnight depending when completed.

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  • Personal Loans
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  • Loans
    • Debt Consolidation
    • Home Improvements
    • Life Milestones
    • Large Purchases
    • Travel & Adventures
    • Sudden Emergencies
  • Blog
  • FAQ's
  • About
  • Careers
  • Contact Us
  • Privacy
  • Insurance
  • Website T&C's
  • Application T&C's
  • Responsible Lending
  • Important Information

The Annual Interest Rate (AIR) for Personal Loans is variable, ranging from 8.99% to 29.99% p.a. and loan terms from 1 year to 7 years. For illustration purposes, a Personal Loan of $10,000 over 5 years at 12.99% AIR results in monthly payments of $227.34, with a total repayment sum of $13,640.40, reflecting an Annual Percentage Rate (APR) of 16.00%. Quoted totals do not include optional Payment Protection Insurance or Lender Establishment Fees which range from $117 to $395. 

Credia Limited (FSP 1005124, trading as Lenny) is a Financial Advice Provider Licenced by the Financial Markets Authority (FMA) to provide financial advice and is a member of the Financial Disputes Resolution Service (FDRS), FM6548. Disclosure Statement. Our services are provided in accordance with our Terms and Conditions.

© 2024 Credia Limited, Trading as Lenny. All rights reserved. Lenny, Credia, More Options. More Choices and Do More are Registered Trademarks.